YOU’RE NOT STUCK AT HOME…YOU’RE SAFE AT HOME. 20 THINGS TO DO AT HOME.
As you already know many of us are “stuck at home” but I believe it’s all about perspective, we are all ***Safe at Home. It’s important to stay indoors and do our part of social distancing from one another. But that doesn’t mean we have to be bored at home. There are so many different things that we can be doing at home that we can utilize our time with, whether it be for fun, entertainment, or a learning something new. I thought I would gather different ideas to do at home so here they are! Enjoy!
10 Fun Actives to do at Home.
&
10 Things to Better Prepare Yourself to Buy a Home While at Home.
Fun Activities
1. Bake: Betty Crocker scoot over!! We’re heading into the kitchen to whip up a tasty delight! I know I’ve grown a bit of a sweet tooth through this quarantine why not put the skills to the test and have fun with it!
2. Read: Blow the dust off and pick up that book that you said you were going to read when you first purchased it! Now you have the time to do so! And if you need some book recommendations I have some under “Meet Ashley” on my website.
3. Podcast: And if you’re not all into reading, then I’d suggest to listen to a podcast, it can either be entertaining or knowledgeable! It’ll almost feel like you have company over by listening to other people’s conversations on specific tops.
4. Exercise/Practice Yoga: No Excuse now! You most definitely can get up and exercise in your living, back yard, bedroom, and any place in your home! There are plenty of youtube videos you can look up and follow along too! Also doing a virtual yoga class!
5. Clear out clothes to give to charity: Now is the time to do the “Spring cleaning” but in your closet and doing it for a good cause will be even more motivating to do it!
6. Cook something new: So we can’t wine and dine at our favorite restaurant so why not try to cook our favorite dish at home. You can easily google your favorite dish for the recipe or even look it up on youtube on how to make it!
7. Get lost in a coloring book: When was the last time you remembered coloring a coloring book?? Yea it’s been awhile! You can order an artistic style coloring book or just borrow one from your kid’s room and get them going as well!
8. Painting class w/ paint nite: Ever gone to one of those Paint & wine classes? Well they now have gone virtual! You can sign up online at https://www.yaymaker.com/virtual/experience/101/ .
9. Reorganize your Kitchen: Make room in the trash bin because all the expired foods all the way back in the pantry are about to come out! Clean out and get reorganized!
10. Learn/Better Prepare to Buy a Home to call your own!
10 things/tips to better prepare to buy a home at home.
1. Check your credit score: Your credit score will take a significant role in which loan you can be approved for and which interest rate. You can get an estimate on what your score is on credit karma.
2. Break down your finance: Right now you can really take the time to break down your finances such as your total monthly bills are, how much debt you owe, how much savings you have, and what kind of monthly mortgage payment you can comfortably afford.
3. Get familiar with the different loan types: I’d suggest to get a little familiar with the different loan types by searching them, there are so many loan programs out there that are offered it can get a little over whelming when you’re a little unfamiliar with them. Usual loans types are FHA, CONVENTIONAL, VA that you can google. (Of course sitting down with a lender will be a lot more beneficial but this is just in the meantime you have some free time at home.)
4. Do you need a down payment? If so calculate how much you can save on a month to month basis: There are down payment assistance programs out there but is that really the option you want to take? (There may be additional fees that go with the down payment assistance program.) Now that you took the time to calculate your finances you can add in a monthly savings amount that you can start saving on for a down payment.
5. Research a Realtor: You’re going to need a trusting realtor to guide you through the process. Luckily you already have me to go to!
6. Research where and which city you would ideally like to live in: If you still haven’t decided which city your looking to move to start searching the different cities, google maps will help! Search which schools are near by for your kids, shopping centers, entertainment, it can be anything of your specific interest.
7. What are inspections for?: When you find a house you love, you’ve been pre approved, and got your offer accepted the next big thing to do is inspect the house, looking for any *Major issues with the house. There are typically three main inspections the general, termite, and sewer. There can be more different inspections depending on the buyer request.
8. What is Escrow?: Escrow is the third party who handles part of the transaction and where the money is withheld from. (That’s in a nut shell)
9. Closing cost?: So you saved up for a down payment, but sometimes people forget there are going to be closing cost that add up at the end of the transaction. Which can typically take anywhere from 2-5% of the purchase price. This is something to keep in mind as well while saving.
10. Envision yourself in your home: You have to believe and envision that this can and will happen. Trust me it’s possible to buy your home, you just have to plan for it to happen.
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